Products and Services

*LOAN PRODUCTS*

VEHICLE LOANS (NEW & USED)

  • Auto
  • Truck
  • ATV / UTV
  • Camper / Trailer
  • Boat
  • Motorcycle

OVERDRAFT PROTECTION LOAN

QUICK CASH LINE OF CREDIT

  • A small line of credit up to $500.00 with small payments!

UNSECURED / SECURED LOANS

VISA CREDIT CARDS

  • Contact Credit Union for further information

HOME EQUITY LINE OF CREDIT (HELOC)

  • Lend up to 80% Loan To Value (LTV)
  • $25.00 Annual Fee
  • 5 year draw period, 10 year payback
  • Great if you have multiple projects you are working on!

2ND MORTGAGE LOANS / HOME IMPROVEMENT

  • Lend up to 80% Loan To Value (LTV)
  • Low Closing Costs
  • 1-15 year terms
  • Lump sum funds

** Please note that ALL Mortgage and HELOC Loan Packets are available upon request**

SAVINGS SECURED – SHARE OR CERTIFICATE

Click here for Rates  Application Center

*ACCOUNTS*

SHARE SAVINGS ACCOUNTS

  • A basic savings account.
  • Minimum balance requirement $5.00

SPECIAL SAVINGS ACCOUNTS

  • Set up an account within your account for any special purpose!

MONEY MARKET ACCOUNTS

  • A savings account which pays a higher dividend yet maintains liquidity. For serious savers!
  • Tiered interest rates based on the account balance
    See our Rates Tab for further information

VACATION CLUB ACCOUNTS

  • Save for any length or amount you desire.
  • No Minimum Balance Requirements
  • Set up Direct Deposit or Deposit funds yourself!

CHRISTMAS CLUB ACCOUNTS

  • Save year round for the holidays.
  • Fund automatically transferred to your Primary Savings every October!
  • Set up Direct Deposit or Deposit funds yourself!

SHARE DRAFT (Checking) ACCOUNTS

    ASK ABOUT ADVANTAGE 1 – FREE, FREE, FREE!

  • The convenience of checking and with Direct Deposit, there are no monthly fees!
  • NO Minimum Balance Requirement
  • Overdraft Protection!
  • Debit / ATM Card (soon to be EMV Chip Cards)

*INVESTMENT OPPORTUNITIES*

SHARE CERTIFICATES

  • Excellent rates and terms from 6 months to 5 years.
  • Minimum deposit requirement $500.00 for term of 1 year to 5 years.

IRA SAVINGS ACCOUNTS – Traditional & Roth

    Use payroll deduction, transfers or deposit into an account specifically set up for your retirement. Save a little or a lot. As your balance grows you can transfer funds to an IRA Certificate for even higher earnings.

  • Terms from 1 year to 5 years
  • Minimum deposit requirement $500.00
  • There are certain IRS implications, consult your tax adviser.

IRA CERTIFICATES – Traditional & Roth

  • Excellent rates and terms from 1 year to 5 years.
  • Minimum deposit requirement $500.00

*LIFE INSURANCE*

 

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If you’d like your family to be better protected, we’d like to help!

Together with our partner, LifeHelp, we want to make it as easy as possible for you to shop for the  life insurance you need to protect your loved ones.

You might be surprised how easily and affordably you can arrange for coverage to…

  • Pay of final expenses, such as funeral and medical bills
  • Allow your family to continue living in their home or apartment
  • Ensure your children can still receive the education you want for them
  • Pay off outstanding credit cards, and personal or business loans
  • Leave your family better able to face all of life’s many expenses